SalvageKynth OS

Failed payments, diagnosed the moment they land — and recovered.

Salvage reads every Stripe decline in plain English, retries when the charge can actually clear, and books the win as recovered MRR instead of churn.

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Free to start — no credit card.

salvage · decline recovery
Decline
Retrying
Northwind Apps
amount$499.00reasonInsufficient fundsMRR at stake$499.00age2d
Insufficient funds Diagnosed by Claude

The card is valid but the account lacked funds at charge time. This is a strong recovery candidate — retrying around the customer's payday window (the 1st and 15th) usually clears it without any customer action.

Raw Stripe decline code: insufficient_funds

Smart retry timeline

  1. Attempt 1 Retry charge failed

    Jun 29, 9:12 AM

    Insufficient funds

  2. Attempt 1 Recovery email sent

    Jun 30, 8:00 AM

    Soft heads-up email sent

  3. Attempt 2 Retry charge scheduled

    Jul 1, 6:00 PM

    Payday-aligned retry

This is the real diagnosis view — the raw decline code turned into the actual reason, with the retry timeline already in motion.

Retries that know payday

Every failure reason gets its own playbook — retry windows timed to when the charge can actually clear, then an email-then-SMS cadence that escalates only if it needs to.

Recovery playbook
Insufficient funds
Active
retry windows3cadence steps2tonewarm

Smart retry windows

1Next morning18h after
2Payday window72h after
3Following payday168h after

Channel cadence

1Email · Resend24h after
2SMS · Telnyx96h after

Messages in your brand's voice

The instant a decline is diagnosed, Salvage drafts the whole recovery sequence — a warm, on-brand email and a follow-up SMS, ready to send or already on their way.

Sent · recovery email · ResendDrafted by Claude
Tobilling@northwind.io
ReA quick heads-up about your Northwind subscription
Hi there, We tried to process your latest Scale plan payment of $499.00 and it didn't go through — looks like a temporary funds issue, nothing to worry about. We'll automatically try again in a couple of days. If you'd like, you can update your card any time and we'll sort it out instantly. Thanks for being with us, The Northwind billing team
Sent
Draft recovery SMS · TelnyxDrafted by Claude

Hi! Your Scale plan payment didn't clear — we'll retry automatically in 2 days. Want to update your card now? Tap here to keep things uninterrupted.

Turn tonight's declines into recovered revenue.

The demo is live — free, no card. Watch a real decline get diagnosed and retried in under a minute.

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